Chapter 7 Bankruptcy
Chapter 7 bankruptcy allows debtors to wipe away unsecured debts like credit cards, medical bills, signature loans, as well as give back property without penalty (such as a vehicle that is too expensive). A Chapter 7 bankruptcy is generally very short and only takes about four months to complete. In most cases, a debtor can keep home mortgage or vehicle payments, while wiping away other debts.
There are income eligibility requirements in order to qualify for Chapter 7, and you should hire an attorney to make sure you are eligible, and your property is protected. We can help make sure this a safe option for you!
Chapter 13 Bankruptcy
Chapter 13 bankruptcy allows debtors to catch up on payments and stop foreclosures, repossessions, and wage garnishments while getting relief from their other debts. Our attorneys will work with you to set up a 3-5 year payment plan that you can afford. We will make sure your property and income are protected from creditors.
Most debtors will be eligible for a Chapter 13 bankruptcy, but it is highly advisable to hire an attorney to guide you through the process and make sure that you are able to complete your payments and protect your property.
We understand that filing for divorce can be a difficult and emotional decision. The attorneys at KLP are here to help guide you through that process and to make it as quick and simple as possible. If you are thinking of filing for divorce, give us a call today to discuss options with one of our attorneys. We offer free consultations and currently charge a standard fee of $1,000.00 for an uncontested divorce.
Due to our bankruptcy volume, we are currently only taking uncontested divorces at this time.